
In celebration of National Families Week, we want to express our heartfelt gratitude to all our participants and partners for their contribution towards the success of Apeketon Business Hub. This year's theme, "Embracing Diversity, Strengthening Families", resonates deeply with our mission. We are excited to share some updates from the Family Money Management sessions, which are a testament to our collective efforts in building economic resilience in Lihir.
Our mission to build economic resilience in Lihir involves strengthening families through financial empowerment and income stability. The Family Money Management sessions help families manage their income, set savings goals, and create budgets that align with their financial objectives.
The April sessions drew participants from Zuen and Londolovit villages, and the cohort included members of all six major clans in Lihir.
The Bank South Pacific Lihir Branch and Niu Ailan Savings and Loan Society presented during the training sessions. They encouraged attendees to prioritise their savings to facilitate their short-term and long-term financial objectives.

Merleyne Soralien, who participated in the second program, shared her feedback,
"I am delighted to have attended this training. I engage in informal market sales, I struggled with managing my finances effectively. This training has been immensely beneficial, equipping me with the knowledge and skills to budget and save money efficiently not only to sustain my family but also achieve my future savings goals."

This program is in partnership with Lihir Gold Limited (LGL), a subsidiary of Newmont Corporation
"Storytelling is an incredibly powerful tool. We all, as humans, learn through storytelling," - Susan Goldie.
Susan Goldie has dedicated her life to humanitarian work, including mental health education, better end-of-life care, poverty reduction, and economic empowerment.
Susan joined us as a volunteer in November 2023 and has started working with our Nauru team on capacity building of local small-medium businesses. Susan's work supports the Nauru Private Sector Development Roadmap program, a 4-year partnership between ABV and the Nauru Chamber of Commerce to help foster closer collaboration across private, public and community sectors in support of Nauru's National Sustainable Development Strategy.
A key opportunity for Nauruan small businesses was the Miss Pacific Islands Pageant, held in Nauru in January 2024. This important regional pageant celebrating Pacific cultures was a landmark event for Nauru to host, and many small businesses, such as vendors, sole traders, and goods and service providers, stepped up to the challenge.
The previous year's Miss Pacific Islands winner, Josie Nicholas, advocated for increased youth involvement in sustainable tourism. This youth-led approach to building sustainable tourism resonates with the vision set by the Sustainable Tourism Working Group, established in 2023 as part of the Roadmap's implementation, to support closer collaboration between private sector, government and community stakeholders to achieve shared sustainable tourism goals.
Susan played a crucial role in conducting workshops for local vendors, volunteers, and hosts in preparation for the Pageant. These hybrid workshops, a highly tailored iteration of ABV's signature YES Program, were co-delivered by Susan with another ABV volunteer, Marcus Alexander, along with Jennifer Harris, the Nauru Chamber of Commerce's Business Hub Manager. The workshops covered essential aspects of customer service, work health and safety, and financial tools to start and grow a business.

Image: Volunteers Liane, Matt, Susan and Marcus facilitating workshops from online with Jenn Harris (Nauru Business Hub Manager)
One of Susan's unique approaches includes educating through her lived experience. "Storytelling is an incredibly powerful tool. We all, as humans, learn through storytelling," she said. In her other community roles, Susan uses storytelling as a way to break down mental health stigma by delivering talks in schools and sharing her lived experience as a carer for someone with a mental health condition.
Outside of ABV, Susan is a board member of a community-owned mortuary service that supports people who struggle to pay for their loved ones' funerals and connects local organisations to better serve their community's needs in times of grief and loss.
Beyond her humanitarian work, Susan finds solace in Taiko drumming, a mind, body, and soul workout she discovered during her first trip to Japan. "The drums can be so large that you need a crane to bring them in; it's an amazing art form. I leave the studio after drumming feeling so refreshed and clear-headed."
Susan was excited to join ABV and contribute to sustainable change-making. "The theme of all my volunteering is to build capacity and empower people, which very much aligns with ABV's mission, and that's what drew me to the organisation," Susan said.
When asked what made Susan choose ABV, she said, "ABV is working in such a streamlined way; no one is indispensable, and people are valued. ABV continues momentum but never becomes the destination; they are the wind in the sails of the next community."
We feel privileged to have a volunteer with such diverse and meaningful experience. Thank you, Susan!

Image: Susan and her daughter hosting the Vinnies Community Sleepout in Western Sydney.
ABV, in partnership with BSP Samoa, has launched a program to support Micro, Small, and Medium businesses in Samoa. The YES Grow program offers a three-week workshop series with six months of ongoing online coaching and mentoring provided by ABV's experienced Skilled Business Volunteers.
The program aims to help businesses in Samoa succeed by providing mentorship, access to resources, and networking opportunities. This collaboration between ABV and BSP Samoa has been in place since 2018, and successful programs run in Papua New Guinea and Fiji.
"We are thrilled to partner with BSP Samoa to introduce this transformative MSME Mentoring and Coaching Program," said Liz Mackinlay, CEO at ABV. "Our goal is to equip MSMEs in Samoa with the tools, knowledge, and networks necessary to thrive in today's competitive landscape."
Through customised, sustainable, and practical solutions, YES helps businesses reach their full potential and contribute to Samoa's sustainable economic growth.
This partnership is part of ABV's broader efforts across the Asia Pacific region, bridging business expertise with community needs. By empowering local businesses, ABV and BSP Samoa aim to drive growth and innovation in Samoa and support the development of a strong and vibrant local economy.

Image: Representatives from the businesses of the YES Grow Program attended the launch event.
Big Congratulations to the February graduates of our Family Money Management program! Run by dedicated local staff at the Apeketon Business Hub in Lihir, Papua New Guinea, this initiative equips families with essential tools for financial planning, budgeting, and saving.

It's truly inspiring to witness participants taking concrete steps towards their savings goals, paving the way for brighter futures for their families. Empowering communities to thrive begins with imparting financial freedom through knowledge and skills.



This program is in partnership with Lihir Gold Limited (LGL), a subsidiary of Newmont Corporation.
FOR IMMEDIATE RELEASE ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย
Overview:
Australian Business Volunteers (ABV) is hosting 'Conversations across the Pacific,' an online event for International Women's Day. It will be an inspiring afternoon dedicated to recognising the success of women leaders in the Pacific and the profound impact of women supporting each other.
ABV's CEO, Liz Mackinlay, will guide an engaging 90-minute conversation, where we'll showcase the success stories of three remarkable mentees in the Pacific.
At this event, we will explore this theme of amplifying Pacific women's voices through ABV's innovative programs with BSP Financial Group Limited (formerly Bank of South Pacific) through three stories:
Keynote speaker: Leata Alaimoana - Queensland Senior Trade and Investment Commissioner.
As the Queensland Senior Trade and Investment Commissioner, Leata is responsible for driving the QueenslandโPacific trade strategy. Leata is committed to supporting sustainable enterprises and businesses in the Pacific, helping to create economic opportunities and deliver positive social outcomes for communities across the region. Leata's dedication to the Pacific extends beyond her professional work, as she actively supports and advocates for causes that work towards improving the livelihoods of Pacific people. Leata is passionate about empowering Pacific Island communities and ensuring their voices are heard and needs are met in the spaces that matter most.
Moderator: Liz Mackinlay โ Australian Business Volunteers, CEO.
"I've been to many events for International Womenโs Day where we discuss fantastic ideas, but often they don't translate into action. This year, ABV is all about amplifying the voices of Pacific women. We are uplifting their success and creating stronger connections and more opportunities for Pacific women in business," said Liz Mackinlay.
Key Takeaways from event:
Event Details:
???? Friday, 8th March
???? Online Event
???? 3:00pm โ 4:30pm AEDT
Registration link: https://www.eventbrite.com.au/e/iwd-conversations-across-the-pacific-tickets-817638126647?aff=oddtdtcreator
Online delivery: Due to the global nature of the celebration and to encourage our Pacific networks to join, this event will be hosted virtually.
For more information, please contact:
Moneesha Reynolds, ABV Marketing Manager
E:Moneesha.reynolds@abv.org.au
About Australia Business Volunteers (ABV):
Australia Business Volunteers (ABV) is a leading not-for-profit organization dedicated to connecting business expertise across the Asia-Pacific region. ABV works with a diverse group of organizations to deliver customized, sustainable, and effective solutions.
About BSP Financial Group Limited:
BSP Financial Group Limited is a prominent financial institution in PNG, offering a wide range of banking and financial services. BSP is committed to supporting the financial needs of individuals and businesses across the country.
In February, dedicated volunteers Zarah and Philip collaborated to lead the YES Grow program in Lae, Papua New Guinea.
Lae is the capital of Morobe Province and is the second-largest city in Papua New Guinea. It is located near the branching of the Markham River and at the start of the Highlands Highway, making it a main corridor for trade and commerce.
ABV has expanded YES Grow in partnership with BSP Financial Group Limited to include more areas of PNG. Small businesses are the backbone of a strong economy, which is why this program focuses on supporting regional entrepreneurship in areas like Lae. Over three days, participants learn essential business basics like finance, marketing, and business planning.
Zarah and Phil found immense fulfilment in the experience, "Delivering YES Grow was incredibly rewarding. We had varying levels of business expertise among participants, from startups to well-established ventures, but everyone valued the new tools and frameworks for future growth," said Zarah.
One participant, Merilyn Moss Henry, Director of Novelty Car Hire, said, "Knowledge is power. We actually got the best from the best. I personally learned and gained a lot from this workshop, which I will apply to my small business and I expect to see big difference and progress in my business adventure."
Zarah looks forward to staying connected with participants through online mentoring, emphasising the importance of this work to strengthening PNG's economy together. She said, "We're excited to continue supporting everyone in reaching their goals, one step at a time."

During the pandemic, a Lautoka-based family had a unique home business ideaโselling fashion-forward facemasks. In 2021, as Fijians returned to work, husband and wife team George and Olga Kumkee saw a rising demand for reusable face masks. Seizing this moment, George used his graphic design skills to transform protective wear into a canvas for personal expression. George and Olga's customers could design their own masks to express their quirkiest ideas.
Now boasting a team of 23 designers and machinists, Kumkee Print and Designs has evolved far beyond its initial face mask venture. The couple's mission is to nurture the artistic aspirations of their community, especially the younger generation. For this reason, the Kumkee's encourage their customers to pitch their own ideas, and then the Kumkee team work to bring them to life.
In September 2023, Olga joined the Fiji THRIVE program, a collaboration between BSP Fiji and Australian Business Volunteers (ABV). Olga attended a three-day training workshop led by ABV business coaches Louise Nash and John McKenna, which covered a range of core business skills, including finance, marketing and strategy.
Olga found the "business canvas model" provided by ABVโs business coaches helpful for future planning. She was excited to come home and share this with her husband and friends. "Since the training, I've not only improved my business, but I also feel confident offering advice to other business owners now," said Olga.
From the Lautoka office, the business has expanded its product range to include clothing, offering a variety of fashion, sports and corporate wear for both men and women. The team intends to launch a swimwear line as well. Their most popular products are sports shirts for students and teachers. The Kumkee's create matching jerseys for their sports events from the students' drawings.

Image: Students of FNU NATABUA in their custom-made Bula Shirts
Olga and George encourage young people's creativity by turning their drawings into beautiful wearable motifs. Their son, Alfred, proudly wears designed sports shirts during club games, sparking curiosity among other parents. Alfred encourages everyone to have something special crafted for them.
Olga and George's journey serves as a great inspiration for creativity and resilience. Their mission is not just about business success but also about motivating others to pursue their dreams without fear. As Olga puts it, "If you have a dream, anything is possible; all you have to do is go for it."
Header Image: Olga and George wearing their custom designs.
Ranjana Malti manages 'Nature's Finest' from her family farm in Dilkusha, Nausori, on Fijiโs largest island, Viti Levu. Nausori is next to the Rewa River, Fiji's widest and longest river, which provides a gentle cooling breeze most days. Malti's day begins at 6 am, tending to her chickens, and she continues tirelessly packing and making deliveries, often not stopping until her children are home from school in the afternoon.

Image: New kids arrive at the farm.
In 2023, Malti joined Fiji THRIVE, a joint local business development program by Australian Business Volunteers and the Bank of South Pacific, Fiji. Malti was frustrated that there never seemed to be enough hours in the day. ABV mentors Kaylene Benson and Shean Gannon encouraged Malti to step back from the whirlwind and look for simple efficiencies, for example, making deliveries on two days instead of five. Since this change, she has more freedom and is already on her next endeavourโproducing natural milk-based cosmetics from the goats she recently purchased.
The star of Nature's Finest is their exceptional honey. What began with a small loan from her mother-in-law and four hives has burgeoned into a thousand in just over a decade. The dry climates of Sigatoka and Nausori provide the ideal conditions for their hives; excessive rainfall can hinder bees from foraging on flowers, leading them to overconsume their own honey. Recently, she made a life-altering discovery: she has a severe bee allergy. Reflecting on the past decade, she considers herself incredibly fortunate to have avoided a reaction.
In 2020, with her husband now managing the hives, Malti bought a hundred retired chickens in a post-COVID sale at a price of three birds for $15. Over three years, she has grown this flock to a staggering six-hundred and eighty, which she solely manages alongside her flock of ducks.

Image: Nature's Finest Honey Logo.
Despite her accomplishments, Malti is humble, acknowledging that she still feels like "one-quarter of an expert," continually learning from fellow farmers and online resources. She has streamlined egg production through self-teaching and trial and error, learning when and how the best laying happens.
A common request in mentoring with ABV is how businesses can determine their actual costs and create a sustainable profit. Malti needed help finding a costing system that accurately reflects the quality of her products while maintaining affordability, which she now has the financial tools to do.
When we asked Malti how she's managed to keep expanding her business year after year despite setbacks, she said, "I can make something out of anything."

Image: Cows gazing on the farm paddocks.

Image: Ranjana's team working on the land.
The island nation of Nauru is nestled in the centre of coral cliffs surrounded by rock phosphatesโstriking peaks that emerge from the clear water. With this backdrop, Christmas celebrations vibrantly decorate and complement the beautiful landscape.
In December, you will see brightly coloured lights dotted around the island, illuminating households and hanging among the pandanus and coconut trees. Most Nauruans follow Christianity and attend church services to mark the special significance of this time. Being a small place (around 13,000 residents), the island operates with a lot of community spirit, sharing responsibility for cooking, visiting elderly residents, and caring for children.


It is common for families to wear brightly coloured (sparkling or floral, sometimes matching!) outfits in red, green and white Christmas themes and adorn headdresses with flowers like frangipani. Celebrations are hosted in venues decorated with tinsel, lights, colourful fabrics, palms and plants, where groups perform in the spirit of entertainment or for a friendly competition.
Songs like Joy to the World, Silent Night, and Glad Tidings are usually heard throughout the air when you drive around the island, as Christmas carols are very popular in Nauru. Christmas is one of the seasons that the older relatives are visited with songs and gifts, usually organised by various church communities, these includes youth and young children at the forefront singing.

Christmas feasts might include roasted whole pork, BBQ black noddy bird, and coconut fish (sashimi mixed with coconut cream and lime juice), a specialty dish as coconut grows well in the tropical climate, and the fishing industry is a core part of Nauru. Families each take some cooking responsibility, serving and sharing delicious foods.
We are fortunate that one of our team members, Jennifer Harris, shared some images for this post of Nauruโs celebrations. "You can feel the happiness in the air," she says, "driving around the island is a real treat on Christmas, and I get so much joy from the children loving this time of year.
Raga Leana was a featured speaker at Inspire, a joint event with ABV and Lihir Gold Limited in Lihir, Papua New Guinea. The audience comprised 75% women, and the event aimed to inspire local female entrepreneurship. Raga reflected on the significance of this event, stating, "This event was so important to me because I always tell the women around me that they don't need a formal education to start a business. You can dream big but start small with what you have."
During her speech, Raga emphasised being a "self-starter," as she believes it best describes her approach to life. She shared how this concept goes beyond business and began with small personal goals she dreamed of after becoming a homemaker at a young age. Everything she does now honours the creativity and determination of her younger self.
Raga's "passion for fashion" led her to teach herself how to sew by repurposing secondhand clothes. Her early designs are still worn by her 24-year-old daughter, a testament to Raga's craftsmanship. Observing her community, she noticed a gap in the current market, stating, "Printed fabric is the same everywhere, but everyone wants to be different. Women, especially working women, want to stand out in their clothes." Raga began to hand-paint designs featuring symbols of Papua New Guinea's rich cultural heritage to set herself apart.

Raga started receiving local orders through her Facebook page, Auna Tiares. The Facebook business market in Papua New Guinea is thriving, and as Raga's page grew, she also gained interest from customers in Australia. From this experience, Raga believes that a solid social media presence is an excellent stepping stone for any start-up.
Next for Raga is to create a line of bedding, tablecloths, and other homewares, all featuring her distinctive PNG designs. When asked about her life outside of work, Raga laughed and said that her business is not just a means of earning income but also her hobby. Every day, she enjoys her work by doing what she loves.
Raga expressed her gratitude for Inspire;
"When ABV gave me the opportunity to go to Lihir and inspire other women, I thought I might say no because I am not an outspoken person. But when I gave that speech, it gave me a breakthrough with my confidence. I want to put myself out there more now and know I can.

Nellie Varmari (Left - speaking) and Raga Leana (Right)